Matthew Gottfried - Mortgage Agent
Are you on track?
If you're like most people, you don't think of your mortgage as something that needs to be reviewed on an annual basis but it's absolutely essential if you want to make sure you're on track to achieving your financial goals. Your circumstances or priorities may have changed over the last year, which means your mortgage needs may also have changed.
An annual mortgage checkup will help you make sure that:
with the historically low rates caused by the pandemic, we’ve done the analysis needed to determine if you can take advantage of those low rates;
you are using your prepayment privileges to maximize your mortgage principal reduction;
large amounts of high-interest debt are transferred to a lower interest rate so you can have one manageable payment, boost your cash flow and save on interest costs (if you have enough equity in your home);
you get a professional review of your options if your mortgage is renewing in the next 12 months; and,
you have access to the lowest-cost funds for renovations, education funding, an investment property, new business, or other large looming expense.
Or you may have mortgage related questions that you want to ask like – whether or not you should help a family member buy a house, what your mortgage options are if you want to trade up or downsize, whether you should renovate or relocate, or how you can improve your credit score.
If you haven't had a mortgage checkup in the last six months, book your no-obligation review and make sure your mortgage incorporates what may be ahead: it could pay big dividends and is the best way to get you where you’re going in your financial future.
I'm here to make sure you get the most out of homeownership. Get in touch at any time!
2021: Here’s to a fresh start and a beautiful new beginning!
Let’s all enjoy the start of this new year for the fresh promise it holds. Stretching out before us are 365 days on which we write the next chapter of our lives. May you enjoy health and happiness all the days of this wonderful new year.
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